Not here. downstairs loo on mains direct and mains for bathroom wash-basin cold (mains cock off stops flow). Not sure about upstairs loo but pretty sure it's on mains as well. Thanks for explaining that possible scenario. However, the increased circulatory pressure on the c/htg pipes does concern me, though why there IS increased pressure when I'd thought this was governed by the pump, is beyond me.
You always used set the pressure manually on systems i've seen so as long as the boiler doesn't trip out with a low pressure alert you don't have to run a vast pressure or full mains pressure.
Had a panic call from our youngest last night as she'd accidentally over pressured her system, not leaks though.
The pressure drop across your pump will remain much the same but the whole system could run at a slightly higher pressure.
If you're worried about a very high mains pressure you can fit an adjustable regulator for about £40.