ks.234
Half way to Infinity
Your point that “Disposable income depends on your expenditure choices” was dealt with head on.Oh, you think I need advising on the cost of living crisis. Excellent.
None of your link addresses the point made in my post but carry on. The ONS addresses this far more directly but are micro level many of us work in services where our casework recording software enables to pull off data about all sorts if things including income, disposable income etc. and it really isn’t as simple as you present. Nor has it ever been. I’ve dealt with people on means-tested benefits with significant disposable income and someone earning £100k with close to zero. Latter was not about choice either.
If disposable income has fallen then so to have expenditure choices, and the sad fact that so many people in employment now have to use food banks should be clear evidence that people having to chose between heating and eating is not down to their own poor expenditure choices.
There very clearly are structural economic problems facing many people today, structural problems that are the product of deliberate political choices going back decades