I did 120 miles round trip yesterday with the top down, and I'm sure that those that have soft-tops will agree that when it's a hot and sunny day, the actual car really isn't important.
Procrastination is the thief of time.
Anyway, the best of the summer is over now; the best summer we've had for decades. You may get a bargain in the winter, but you won't be able to buy this summer back (although I've been looking at Lotus for a long time and there is no seasonal fluctuation that I've ever spotted - only no stock).
If I'd have faffed around to this degree, I wouldn't have memories like this (couple of years ago). I wouldn't have lost these times to have saved £500: