This is a tired old tactic, to ask an irrelevant question, then despite any number of attempts to answer it directly, you claim it hasn’t been answered because it doesn’t address the irrelevance of the question. The way forward has been answered time and time again. If you can only see a way forward that is in a vote for a mainstream political party, that’s up to you. But, for a recognition that tax does not fund government spending, the answer is not there.
I note your carefully worded sentence, so I will have to ask exactly what you mean by the “national credit card notion is bollocks”.
What is this “notional credit card notion” of which you speak, and how is it “bollocks”
A government that isn’t elected on known lies