Tennis players don't have multi million dollar computer simulators to test and train with?
Tennis players can practise with other tennis players or with machines that put the balls wherever they want them, with whatever spin they want on the ball. So they have very useful simulators and the real thing to help them train, as often as they want.
Driver In the Loop Simulators are very impressive devices. They allow the driver to feel much of what they feel when driving at the race track and as such can use them to help develop the race car to feel how they want and to a lesser extent to practice driving a particular circuit (they learn new circuits very quickly). They do however use the DIL Simulator to go through a range of setup changes prior to going to the race event, so they (engineers and drivers) have a better idea as to what to change if certain things happen.
But a DIL Simulator is not able to load up the driver's body etc as it would be on the track, so a different type of body loading simulator, with weights etc has been developed for many years now and is used on occasion to help keep their muscles built up to the required level.