Tony L
Administrator
I've been hit by another motorist not looking where they were going so have spent much of the day in an ambulance/Oldham General. Nothing actually broken, but a lot of bruising and a couple of deep cuts to my legs and a very sore wrist, knee and hip (thankfully no head or abdominal injury). I can barely walk to be honest, I assume due to sprains and muscle stuff. I've been X-Rayed, cleaned up, given a tetanus and some antibiotics etc and I'm back home.
The bike, a £3k Lynskey titanium road job kitted out with Ultegra, looks like a total write off, but I need (somehow!) to pick it up and better assess it as it is currently with someone near the scene. I have a police crime reference and the driver and insurance details etc.
The accident was 100% the driver's fault; it was a roundabout I was going straight across on the major road, a large white van in a minor joining road to my left who was stationary at the point I entered onto the roundabout pulled out at the point I was most of the way across (I was going straight across), I did my best to swerve, which was probably enough that I didn't actually go under the wheels myself. A close call, I feel lucky to have lived through this one to be honest. It would be impossible for him to contest it anyway as he quite simply did not give way to the right, i.e. the basic rule of a roundabout. Exactly the same scenario as last time I was knocked off.
What I want to know is the process from now. What do I actually need to do, e.g. do I contact his insurance company myself or do get myself a lawyer? Last time I dealt with things off-radar, but the stakes were lower then, only about £300 of damage. I am not prepared to take any loss on this one.
The bike, a £3k Lynskey titanium road job kitted out with Ultegra, looks like a total write off, but I need (somehow!) to pick it up and better assess it as it is currently with someone near the scene. I have a police crime reference and the driver and insurance details etc.
The accident was 100% the driver's fault; it was a roundabout I was going straight across on the major road, a large white van in a minor joining road to my left who was stationary at the point I entered onto the roundabout pulled out at the point I was most of the way across (I was going straight across), I did my best to swerve, which was probably enough that I didn't actually go under the wheels myself. A close call, I feel lucky to have lived through this one to be honest. It would be impossible for him to contest it anyway as he quite simply did not give way to the right, i.e. the basic rule of a roundabout. Exactly the same scenario as last time I was knocked off.
What I want to know is the process from now. What do I actually need to do, e.g. do I contact his insurance company myself or do get myself a lawyer? Last time I dealt with things off-radar, but the stakes were lower then, only about £300 of damage. I am not prepared to take any loss on this one.