TheDecameron
Unicorns fart glitter.
Did you keep a secret hifi slush fund?
Paid off the mortgage, which was always the biggest outgoing,
We live quite frugally though.
Did anyone find the adjustment to having less income a major challenge?
That’s probably been the biggest psychological barrier to me doing this.
I’m going to have to stop ogling hifi adverts and reversing the major clearout I’ve just gone through.
Did you keep a secret hifi slush fund?
Did you keep a secret hifi slush fund?
I wouldn't say I loved retirement, no probs at all, since I loved work too. Once the mortgage had gone we found it fine to get by on much less cash. I'd only have a couple of things to suggest to the OP.
Plan for what happens much later, and
get involved in something tough mentally and physically to keep you sharp.
Lordsummit. Have a word with your local Wesleyan Financial Services Rep. The advice is free. They will come to your home and talk you through all your options. I did after much pushing and I was staggered to find that I would be much much better off if I retired and claimed my pension and then worked for three days a week, earning just less than £24 000 than to do what I am doing at the moment.