No doubt there are some fascinating subjects taught at university, and yours might have been some of those. But in today's context when you have to pay or borrow significant sums of money and/or sacrifice earnings to obtain a degree, I find it odd that you'd think the goal is not to improve earning potential for some form of return on investment.
That being said, I somewhat agree that going to university aimlessly to get the easiest degree is likely a waste of time if you have no interest in the subject. In this respect, there is a lot to be gained in a gap year or two while you try to figure out what you'd like to do.