Enfield boy
pfm Member
LV really peed me off about 18 months ago. After my Mum went into a nursing home in 2020 it wasn't easy to get insurance for her unoccupied property. LV sold me the insurance but it was quite expensive and with some (not unreasonable) conditions attached. Very shortly after Mum died the insurance was due for renewal so I thought I'd best ring and advise that the policy would need to be in my name. LV asked if my own property was insured with them and when I said it wasn't, they refused to insure. This left me but a few days to scratch around, although they did give me a number to ring for specialists in this insurance.
I ended up getting insurance that was only about 20% dearer, the only downside being I would only ever get 40% back if I cancelled and there was a £50 iirc cancellation fee on top.
I ended up getting insurance that was only about 20% dearer, the only downside being I would only ever get 40% back if I cancelled and there was a £50 iirc cancellation fee on top.