I think that is the hurdle really, having friends that have lost entire, paid for, music collections thanks to what can only be described as Apple being utter c***s. I want to own a physical item, even if I rip it to a server as I very likely will in the foreseeable future - it would still give me more peace of mind knowing I had a physical disk with it on in the attic. I instinctively don't trust any networked computer system and I certainly don't trust the record companies - their notion of intellectual property is insane, taking some of their arguments to their illogical conclusion the next thing will be suing people who hum in the street.