I like a wide range of music, & some hifi systems are better than others, of course. I am saying I am a music fan first, there would be no point if I weren't would there?
Some of my favourite records sound rubbish on anything, but I don't care. I used to collect valve radios, mainly from the American Jetson period, & I loved listening to them. Just because I have a home system doesn't devalue my lofi listening, it is horses for courses.
I don't give a stuff about the golden ratio, I like what I like, we are all different, but just because you have never paid £30 for a record doesn't mean everyone should fall in line with you does it? For my personal taste your example of a streamer/dac into active speakers wouldn't interest me as I prefer a different path,
I don't defend audiophiles or audiophile music, there is no need, same as there is no reason to look down your nose at people who do.