Hi Geoff, if you eventually go with the AT, perhaps take a look at the RSL MM phono cards for the NAC12 (assuming it is not a really early 12 with the different board connectors). They have a lower capacitance than the Naim MM hence lilely to be rather less peaky sounding. Or perhaps go AT VM95C and new RSLboards and update the stylus to the ML when funds become available?