david ellwood
Kirabosi Kognoscente
Looks like ill be changing my cover this year
Is that for buildings and contents or just the latter? If it's both then that's a remarkably good price!My unlimited cover for a 3 bed detached fluctuates around £300 p.a., though that would be dependent upon area (as would all quotes).
Is that for buildings and contents or just the latter? If it's both then that's a remarkably good price!
been on the phone to LV
They're a mutual, so profits are ploughed back into cheaper premiums (so the chap told me in November). Still weren't competitive on my car insurance, though; maybe next time.
As I wrote in my post, both. Unlimited cover is (hopefully) catching on, but to my knowledge few underwriters/agents do it. A few decades ago I had to work out the rebuilding costs from complex tables; what an absolute hassle !
Theoretically one still has to assess the value of one's entire contents; loft, garage, whatever; if you've been established for some years, that's an almost insurmountable task to accurately perform. Luckily, with unlimited cover, things are just so much easier and surprisingly (i.m.e.) not more costly either.
How do you find JL's claims process, or have you not yet needed to?
Barclays Bank insurance for house contents is now unlimited.
Hi fi does not have to be item listed, they are not within the scope of valuables.