Agreed, there will be very few who don’t need to make adjustments to their lifestyle. This will run from absolute desperation to reigning in some discretionary spending. I keep harping on about this but if their are 25% fewer people eating out then what happens to hospitality staff when restaurants become unviable? These will be people very much at the poorer end of the spectrum. Local restaurants are already closing, wait till the winter when everyones’ costs increase, including uncapped businesses.