Tony Lockhart
Avoiding Stress, at Every Opportunity
Yes. Your point?
Jeepers. So you think a Porsche 911 is best described as a Chelsea Tractor?
What the hell do you drive? A postman Pat pedal car?
Yes. Your point?
He's likely referring to the Macan in post #1 from a couple years back
^^ ridiculous. A Macan Turbo is probably just as fast.
If speed was the only factor, that'd be a sort of valid comment.
What are the other valid factors ? That a 911, driven by the same person as the Macan , is necessarily more risky ?
As most premiums are based on statistical evidence, then it would seem to be the case.
What are the other valid factors ? That a 911, driven by the same person as the Macan , is necessarily more risky ?
And your 20/30/40 year individual driving record means what ?
911 drivers should have the lowest % premiums of the lot: they are terrified of hurting their babies.
desirability for theft.
Jeepers. So you think a Porsche 911 is best described as a Chelsea Tractor?
If it’s a production 911 there’s no need for a specialist insurer. The required data is available so any insurer can make a decision.
After G&T said he'd saved £400 on his premium from the Macan I thought Jeez how much is this policy. Then realised he's maybe insuring it with unlimited mileage and using as an everyday/business car....whereas if I'd bought it I'd be looking at probably a 1500/2000 mile limited policy which does cut a huge slab off it if it's the second toy.
I have a policy capped at 8k per year. I do have bus miles as I need to move between multiple sites.
AXA were undoubtedly ripping me off, and I am intrinsically lazy. A few years back AXA supported me through a long and tortuous claim, and the claim was ongoing through an annual renewal. The claim was finally sorted in 2018 (it took 2 years). When my Macan renewal came in this year it was about £90 less than last year, and I though that was ok, and didnt give it a second thought. Combined with being lazy and time poor, I didnt even think about shopping around until AXA said they wouldn't insure a 911.
So I guess a combination of factors lead to the reduction. For those interested, AXA renewal for Macan was £940, and Adrian Flux for the 911 was £560.
If it’s a production 911 there’s no need for a specialist insurer. The required data is available so any insurer can make a decision.