Does it really matter?
Playing my files using Roon to serve them from the NAS to the dCS is so convenient that I can't be bothered to check out the difference (if there is any) even though the system will often reveal differences between FLAC, WAV and AIFF (can't be bothered to go into that one i depth either). I'm in it for the music
I gave up vinyl collected since 1970... couldnt be bothered with all the shagging around.
I gave up silver discs collected since 1985...couldnt be bothered with all the shagging around.
My box count has gone way done... oh how much money I would have saved if I was a new audiophile starting out today. $xxxx across 3 devices means better overall quality than $xxxx across 10 or more.
All I "have" now are my ripped CD's plus digital downloads (44.1 and higher)... dont need to obsess about VTA, overhang, arm/cartridge compliance. DAC's are basically a done deal.. when even $100 devices measure at -140db we have reached the zenith.
So like you, I gave up the obsessions, the cults and the fetishes (well, in the audio domain at least) and have finger tip access to my music, with glorious cover art and related data that was never possible with vinyl or CD's and can supplement my physical files with streaming.
Music that is badly mastered sounds crap on any format and well mastered stuff MIGHT sound a fraction different between a CD release, a download and a stream but why waste your cycles buggering around wondering why and ugrading gear to another false dawn.
Biggest bang for buck: move your speaker around, use room treatments and/or DSP to get the "house" sound you like.
Peter